Current Residential Mortgage Rates as of January 6, 2014

Term Rate 6 months 3.95% 1 Year 2.89% 2 Year 2.79% 3 Year 2.89% 4 Year 3.39% 5 Year 3.24% 7 Year 3.99% 10 Year 4.39% Prime = 3.00% Variable Closed (5 yr) = Prime minus 0.55% = 2.45% Variable Open = Prime plus 0.80% = 3.80% Courtesy of John Chrisanthidis, Mortgage Intelligence

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Current Residential Mortgage Rates as of November 27, 2013

Term Rate 6 months 3.95% 1 Year 2.89% 2 Year 2.79% 3 Year 2.89% 4 Year 3.39% 5 Year 3.29% 7 Year 3.99% 10 Year 4.39% Prime = 3.00% Variable Closed (5 yr) = Prime minus 0.50% = 2.50% Variable Open = Prime plus 0.80% = 3.80% Courtesy of John Chrisanthidis, Mortgage Intelligence

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Current Residential Mortgage Rates as of November 14, 2013

Term Rate 6 months 3.95% 1 Year 2.89% 2 Year 2.79% 3 Year 2.89% 4 Year 3.39% 5 Year 3.45% 7 Year 3.99% 10 Year 4.39% Prime = 3.00% Variable Closed (5 yr) = Prime minus 0.50% = 2.50% Variable Open = Prime plus 0.80% = 3.80% Courtesy of John Chrisanthidis, Mortgage Intelligence

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Current Residential Mortgage Rates as of October 21, 2013

Term Rate 6 months 3.95% 1 Year 2.99% 2 Year 2.79% 3 Year 3.09% 4 Year 3.39% 5 Year 3.44% 7 Year 3.99% 10 Year 4.39% Prime = 3.00% Variable Closed (5 yr) = Prime minus 0.50% = 2.50% Variable Open = Prime plus 0.80% = 3.80% Courtesy of John Chrisanthidis, Mortgage Intelligence

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Current Residential Mortgage Rates as of September 16, 2013

Term Rate 6 months 3.95% 1 Year 3.09% 2 Year 3.09% 3 Year 3.19% 4 Year 3.59% 5 Year 3.39% 7 Year 3.99% 10 Year 4.39% Prime = 3.00% Variable Closed (5 yr) = Prime minus 0.50% = 2.50% Variable Open = Prime plus 0.80% = 3.80%       Courtesy of John Chrisanthidis, Mortgage Intelligence

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Current Residential Mortgage Rates as of August 13, 2013

Term Rate 6 months 3.95% 1 Year 2.89% 2 Year 2.89% 3 Year 2.99% 4 Year 3.29% 5 Year 3.19% 7 Year 3.79% 10 Year 3.99% Prime = 3.00% Variable Closed (5 yr) = Prime minus 0.50% = 2.50% Variable Open = Prime plus 0.80% = 3.80%       Courtesy of John Chrisanthidis, Mortgage Intelligence

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Current Residential Mortgage Rates as of July 24, 2013

Term Rate 6 months 3.95% 1 Year 2.89% 2 Year 2.89% 3 Year 2.99% 4 Year 3.29% 5 Year 3.29% 7 Year 3.79% 10 Year 3.99% Prime = 3.00% Variable Closed (5 yr) = Prime minus 0.50% = 2.50% Variable Open = Prime plus 0.80% = 3.80%       Courtesy of John Chrisanthidis, Mortgage Intelligence

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Current Residential Mortgage Rates – As of May 29, 2013

Term Rate 6 months 3.95% 1 Year 2.74% 2 Year 2.69% 3 Year 2.55% 4 Year 2.99% 5 Year 2.74% 7 Year 3.49% 10 Year 3.64% Prime = 3.00% Variable Closed (5 yr) = Prime minus 0.60% = 2.40% Variable Open = Prime plus 0.80% = 3.80%       Courtesy of John Chrisanthidis, Mortgage Intelligence

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Current Residential Mortgage Rates – May 13, 2013

Term Rate 6 months 3.95% 1 Year 2.74% 2 Year 2.69% 3 Year 2.55% 4 Year 2.99% 5 Year 2.79% 7 Year 3.59% 10 Year 3.69% Prime = 3.00% Variable Closed (5 yr) = Prime minus 0.60% = 2.40% Variable Open = Prime plus 0.80% = 3.80%       Courtesy of John Chrisanthidis, Mortgage Intelligence

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Credit Report/Score Basics

What is a Credit Report? Your credit report is a summary of your credit history. If you have ever used a credit card, taken out a personal loan, or used a “buy now, pay later” offer, you have a credit history. Your credit report is created when you borrow money or apply for credit for…

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