Custom or Off The Rack?

We all know that old expression: “You get what you pay for”. It is especially true when it comes to kitchen renovation and remodeling projects. Budget is typically a determining factor in any home improvement project, but investment value is also a crucial element. We often do not hesitate to pay high prices for items…

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This Summer, Keep Temperatures and Costs Low

Running your air conditioning can make your electricity bill skyrocket, but the alternative isn’t pretty, either. Luckily, there are a few ways that you can help your air conditioner run better and save money as the summer months creep up on us. Older, Inefficient System The cost of replacing your system can be recouped in…

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Protect Your Identity

What is Identity Theft? Identity theft is the process of stealing information or essentially someone’s identity.  Criminals often use this information to commit financial crimes such as draining your bank account or using your credit card to withdraw money. This can result in legal issues, poor credit ratings or other serious implications. What do Identity…

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Protecting Your Pre-Approval

People mistakenly believe once they’ve been pre-approved or approved by a lender it’s all done. But what they don’t realize a lender may pull their credit 30 days prior to close. They also don’t realize lenders can request updated documents in that time. And, if some of the original information that got you the mortgage…

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GTA Realtors® Release Q1 Rental Market Figures

Toronto Real Estate Board President Garry Bhaura announced that Greater Toronto Area REALTORS® reported 6,646 condominium apartment rental transactions through TREB’s MLS® System in the first quarter of 2019. This result was up by 7.7 per cent compared to Q1 2018. Rental transactions were up for bachelor, one-bedroom and two-bedroom apartments. The number of condominium…

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GTA Realtors® Release March Resale Market Figures

Toronto Real Estate Board President Garry Bhaura announced that Greater Toronto Area REALTORS® reported 7,187 residential sales through TREB’s MLS® System in March 2019. This result was inline with 7,188 sales reported in March 2018. For the first quarter of 2019, sales were down by one per cent compared to Q1 2018. While March and…

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Spring Lawn Maintenance

You’ve been waiting for it all winter, now that the snow has finally almost melted you’re ready to shake off your cabin fever and your inner HGTV star can tackle all those projects around the house. But don’t go running off to the garden center just yet. When it comes to landscaping some projects are…

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Let There Be Light

Buying windows and doors can be a major investment and is something you should only have to do once. Knowing when to buy new is just as important as the window company and its products. Perhaps your windows are still okay – a reputable company will tell you. Here are some tell-tale symptoms of windows…

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H.S.T. and Residential Real Estate

Written by Lorne Shuman There is much confusion over the applicability of the HST to residential purchase and sale transactions. On resale homes, the typical form of Agreement of Purchase and Sale requires the Seller and the Buyer to indicate whether HST is either included in the purchase price or in addition, if applicable. Normally,…

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Insurance Products When You Own a Home

When it comes to your home, big or small, be prepared to be bombarded by a number of insurance products to keep you protected. While it can seem overwhelming, it’s a good idea to get familiar with the basics of some of the insurance you will either need to have, or choose as an optional.…

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