Creating a Low-Maintenance Patio

Indoor style is still moving outdoors this season, with the trend to couch-comfortable patio furniture, outdoor carpets and tables that double as firepits. The trend seems here to stay and with it homeowners are paying closer attention to the basic design of their outdoor space. A solidly-constructed patio or deck is the place where form…

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Choosing The Right Window For Your Kitchen Reno

The kitchen is one of the most popular rooms in the home to remodel, and for good reason. According to HGTV and Trulia, a kitchen update is one of the secrets to selling your home. There are a lot of decisions to be made with a kitchen remodel – cabinets, counters, floors and appliances –…

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3 Ways To Pay Your Mortgage Down Faster

Mortgages are funny things. When you’re buying a house, you can’t wait to hear these words: “Your mortgage has been approved”. But what that really means is that you are going to be a homeowner. And as discussed in the previous article, there is a lifestyle element of homeownership that is very attractive. But let’s…

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GTA Realtors® Release June Resale Housing Figures

TORONTO, July 6, 2016 – Toronto Real Estate Board President Larry Cerqua announced that Greater Toronto Area REALTORS® reported 12,794 residential transactions through TREB’s MLS® System in June 2016. This result was 7.5 per cent higher than the 11,905 sales reported in June 2015. In line with the prevailing trend so far this year, the…

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Lock Down Home Security This Summer

Summertime is here and many homeowners are making plans to hit the road for a summer trip. Whether it’s a weekend at the cottage or an overseas jaunt, it means leaving your home unattended. Making sure it is secure while you are gone is the best way to enjoy a worry-free vacation. If you have…

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Keeping Your Home In Tip-Top Shape

It takes a lot of effort to keep a home clean and in working order inside and out, but it pays off according to Ray Ferris, president of the Ontario Real Estate Association. “By taking care of your home you will preserve the value and quality of your investment,” says Ferris. “It also makes a…

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Mid June Sales Statistics

June 17, 2016 – Greater Toronto Area REALTORS® reported 6,041 sales through TREB’s MLS® System during the first 14 days of June 2016. This result represented a 7.9 per cent increase compared to 5,598 sales reported for June 2015. Year-over-year sales growth in the TREB market area was driven by transactions in the regions surrounding…

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Residential Mortgage Rates as of June 16, 2016

Term Fixed Closed Rate 6 months 3.95% 1 Year 2.29% 2 Year 2.09% 3 Year 2.34% 4 Year 2.49% 5 Year 2.39% 7 Year 2.98% 10 Year 3.89% Prime = 2.70% Variable Closed (5 yr) = Prime minus 0.50% = 2.20% Variable Open = Prime plus 0.80% = 3.50% Secured Credit Lines = Prime plus…

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Applying For a Mortgage

Every time you apply for a new mortgage, your application it has to stand on its own merit. Just because you were approved for a mortgage in the past doesn’t guarantee you will be approved for a mortgage in the future. Every application is its own thing! It doesn’t matter if you have have been…

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DIY Renos – 3 Considerations

If you’re a homeowner, the day will come (if it hasn’t already) when you’ll be faced with decisions regarding home repairs, renovations and upgrades. Why? Because at various points in the life of your house, structural issues will need to be addressed; additionally, your tastes will become more refined and popular decor trends will shift…

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