More Than Just “Smart” Thermostats

Helping the environment and saving money are the perfect homeowner’s combination. Any upgrade to your home that reduces your energy consumption can lower gas and electricity bills, cut energy production, and reduce your carbon footprint. During the winter months, you may set your thermostat to a cooler temperature while you are away so you do…

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How to Make Your House a Hard Target for Burglars

I recently attended a community safety meeting in my neighbourhood. One of the speakers was Gordon van der Grinten, a former OPP officer and current owner of a home security company. Here are his tips to make your house a “hard target” for burglars: 1. If you go out town, make your house look lived…

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GTA Realtors® Release December and Annual Resale Market Figures

Toronto Real Estate Board President Garry Bhaura announced that Greater Toronto Area REALTORS® reported a total of 77,426 residential transactions through TREB’s MLS® System in 2018. This result represented a 16.1 per cent decline compared to 92,263 sales reported in 2017. Total new listings entered into TREB’s MLS® System were down by 12.7 per cent…

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The Foundation of your Construction Mortgage

It can be a real process finding the perfect home that fits all your needs. And for some, the market doesn’t offer them anything they want. Instead, they’ve got their own idea of their ideal home and they want to build it from the ground up. It’s certainly a reasonable option, but there are some…

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GTA Realtors® Release November Resale Market Report

TORONTO, ONTARIO, December 5, 2018 – Toronto Real Estate Board President Garry Bhaura announced the continuation of moderate price growth in November 2018 compared to November 2017. The MLS® Home Price Index (HPI) Composite Benchmark was up by 2.7 per cent year-over-year. The average selling price was up by 3.5 per cent year-over-year to $788,345.…

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Fall/Winter Energy Efficiency Tips

Autumn is in full swing – cool, crisp days and the last of the leaves have fallen. This fall, as you go about getting your home ready for winter, pay attention to the little details that can improve energy efficiency around your home. Book an appointment to have your furnace cleaned and safety-checked this month.…

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Using Your Pre-Payment Privileges

You could say a mortgage has a personality. While it might seem like an unusual way to describe what is basically a financial transaction, it’s actually apt. Mortgages do have personalities. That’s because there are so many details and aspects to any mortgage. And if you’re about to sign on the dotted line, it’s important…

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GTA Realtors® Release October Resale Market Figures

Toronto Real Estate Board President Garry Bhaura announced year-over-year increases in home sales and average sale prices reported through TREB’s MLS® System in October 2018. Greater Toronto Area REALTORS® reported 7,492 sales through TREB’s MLS® System in October 2018 – a six per cent increase compared to October 2017. On a preliminary seasonally adjusted basis,…

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What is Title Insurance?

Title insurance is an insurance policy that protects your title or ownership to the property. Unlike other forms of insurance, title insurance is a one-time premium that is paid by the purchaser on closing.  The policy lasts as long as the property is owned. Title insurance is standard in residential transactions. It provides coverage to…

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Eaves Cleaning: When and Why?

Cleaning out your eaves is one of those jobs that is often forgotten about until it’s too late. But this chore is necessary to prevent serious damage to your roof, foundation, and your eavestroughs themselves. Why Get Your Eaves Cleaned? The purpose of eaves is to collect rainwater and snow melt then direct it away…

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